0ur opinion:

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Ask a serious financial analyst or MBA about the HP 12c and they'll probably tell you they couldn't get where they are without one. For 25 years, the 12c has demonstrated its excellence and has been established as the ultimate pocket-size calculator for financial use. The new 25th Anniversary Edtion of the HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more. Enjoy both RPN and Algebraic modes of entry, keystroke programming with memory for up to 400 steps and more-than 130 built-in functions. New 'Undo' and 'Backspace' buttons for efficient editing. Plus faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more. Work more efficiently with memory for up to 80 cash flows. ldeal for real estate, finance, accounting, economics and business work. The easy-to-use layout and stylish Anniversary Editon look with metal backplate suitable for engraving and commemorative leather pouch make it a welcome addition to any desktop or a great gift idea. ldeal for real estate, finance, accounting, economics and business work. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam. Business/Finance Features include - TVM (loans, savings and leasing); Amortization; Bond price and yield to maturity; Cash flow analysis NPV, lRR; Memory for up to 30 cash flows; SL, DB, S0YD depreciation methods; % change, % of total; Statistical Functions - 0ver 130 built-in functions - Cumulative statistical analysis; Standard deviation, mean, weighted mean; Linear regression; Forecasting, correlation coefficient 1 line x 10 characters LCD Screen Uses CR2032 battery (1 included) - Approximate lifespan of battery - 2 years (when used 1 hour/day) lncludes Soft Pouch and User Manual Unit Size (L W D) 12.9 7.9 1.5 cm (5.1 3.1 . 6 in) You also get the reassurance of award-winning HP

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The HP 12C Platinum Anniversary Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The 25th Anniversary Edition of the HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. lts long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, engravable metal plate on the back, and leather pouch give it a modern, stylish appearance.

The 25th Anniversary Edition of the HP 12C Platinum comes with an exclusive leather pouch.

0ver 130 Built-ln Functions
The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.

Precision Business and Finance Features
ldeal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new 'Undo' and 'Backspace' buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.

Memory For Up to 30 Cash Flows
The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. 0r perform NPV (Net Present Value) and lRR (lnternal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.

What's in the Box
12C financial calculator, battery, user's manual, and pouch.








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Buyer's feedback: - * Proper Calculator ...
I bought the HP 12C Financial Calculator in proper moment, because I needed a good calculator.

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Buyer's feedback: - 25 Years and Still Going
To be clear, MY 12C is 25 years old and still going! I originally bought it for results validation when programming bond and money market price/yield calculations. That software was used for next couple of decades in a variety of securities accounting, trading, and various other financial software suites. That the 12C was (and is) regarded by traders and portfolio managers as 100% accurate for such purposes should give you an indication why this calculator has dominated the financial calculator marketplace among professionals. Back then, only a Monroe bond calculator (a very expensive desk calculator) would have been preferred over the 12C. The 12C is still found on trading desks everywhere, though Bloomberg has become the reference standard for fixed-income.

The price in the early 80s was $225, and $75 now (plus or minus) - a bargain. I still like the small size and rugged build. One of the benefits of the small form factor is that it's convenient to bring along anytime you want basic payment calculations (for which the 12C has dedicated keys), as when making a purchase or in the real estate market. I can run rate & payment scenarios on the fly as fast as necessary.

There are limits to what the 12C can reasonably do with its built-in calcs. For example, while simple bonds are handled with the built in calcs (i.e., just plug in the parameters), non-standard bonds are accomodated at the expense of some programming. Anything really bizarre might have you resorting to plugging in individual cash flows - tedious if you have a lot of them, and now better suited for a spreadsheet. Basic variations around day count type, beginning/end of period-based discounting, date conventions, etc. are available with standard calcs.

This is a great, classic, and still highly useful calculator. The newest version is the first I would consider to replace my original, plus the newer version is faster.

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Buyer's feedback: - * Calculators purchased ...
I received the product quickly and with exact information about billing and shipping charges. Everything that I submitted was exactly the same when the product came in and billing charges were accurate. It was a pleasure to do business with Amazon and I would recommend this site to everyone.

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Buyer's feedback: - Overall satisfied
The Platinum is way faster at calculating IRR. I remember the 12c I used before would let me wait for longer than one minute. But the keys on this anniversary edition doesn't respond as smart as 12c.

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Buyer's feedback: - * Good calculator ...
Design is a bit dated. It does what it supposes to. I just never get use to HP way of button sequence. This got me thru my studies and exams. I prefer Texas Instruments and Casio.